Smart Lending for
Every Indian Dream
Life, made easy
Expanding credit access through digital innovation: quick, accessible loans for every Indian, with transparent pricing and a calmer digital journey.
Calculate My EMI
Net interest
₹1,500
Interest applied daily · Processing fee as per lender norms
Expanding Credit Access Through Digital Innovation
With India's digital revolution and spread of affordable internet, we envisioned a future where quick, accessible loans could be distributed online, extending financial services to underserved regions.
Emergency Funding
Quick funds when you need them most, with transparent pricing and a calmer digital journey.
Everyday Continuity
Helping salaried users manage rent, utility payments, and short cashflow gaps before salary gets credited.
Underserved India First
We extend financial services to regions where banks and NBFCs have limited reach, powered by India's digital revolution.
We Are Here to Help You
Partners
The institutions and businesses we work with to deliver trusted financial services.
Business Partners
Lending Partners
ACG Leasing Limited
NBFCWe Take Complaints Seriously
We are committed to resolving your concerns promptly and efficiently. We support English, Hindi, Tamil, and Telugu. For bureau concerns, contact Crif Highmark at crifhighmark.com/faq.
Customer Support
wecare@rupezi.in · +91-9818896345 (10am–7pm, Mon–Sat, excl. holidays)
Nodal Officer
grievance@rupezi.in · +91-9818896373 · www.rupezi.in
Write to Us
Unit 1037, Tower B3, Spaze iTech Park, Sohna - Gurgaon Road, Sector 49, Gurugram, Haryana 122018
RBI Ombudsman (CMS)
If unresolved within 30 days: cms.rbi.org.in
Report an Unauthorised Lending App
RBI's Sachet portal, for reporting suspected illegal/unauthorised digital lending apps: sachet.rbi.org.in
Key Disclosures
Repayment Tenure▾
Minimum 75 days, Maximum 12 months (365 days). Rupezi does not facilitate loans with repayment tenures of 60 days or less.
Loan Amount▾
₹5,000 to ₹5,00,000, subject to eligibility and final approval by our lending partner.
Annual Percentage Rate (APR)▾
APR ranges from 285% to a maximum of 486.67% per annum, inclusive of interest, processing fee, and all applicable charges. Borrowers are advised to review the full cost of credit before proceeding.
Processing Fee▾
8% to 10% of the loan amount, plus applicable GST. Disclosed in the sanction letter before disbursement.
Representative Example▾
For a loan of ₹10,000 at a tenure of 75 days (Rate 1.20% per day, Processing Fee 10%): Processing Fee ₹1,000 + GST ₹180 = ₹1,180 deducted upfront, Net Amount Disbursed ₹8,820, Total Interest ₹9,000, Total Amount Repayable ₹19,000 (APR 486.67%).
Prepayment Policy▾
Prepayment is allowed. Charges, if any, are as per the loan agreement.
Lending Partner▾
Loans are disbursed by our RBI-registered NBFC partner, ACG Leasing Limited (RBI Certificate of Registration No. B-14.02299). Orin Credit Private Limited acts as the Lending Service Provider; loan approval, interest rate, and final terms are determined solely by the lending partner.
Credit Bureau Reporting▾
All loan accounts are reported to CIBIL and other credit bureaus as per applicable credit information laws.
Data Security▾
Customer data is encrypted at rest and in transit. We comply with applicable data protection regulations.
Legal & Compliance
We believe in full transparency. Review our policies and compliance documentation below.
Terms & Conditions
Your rights and obligations when using the Rupezi platform, loan process, eligibility, and governing law.
Privacy Policy
How we collect, store, use, and protect your personal and financial data, and your rights to access or delete it.
Bureau Terms
Your consent for Rupezi to fetch your credit information report from CRIF Highmark and other authorised CICs.
Security & Compliance
How Rupezi handles security breaches, protects your data, and maintains compliance with applicable regulations.
Fair Practices Code
Our commitment to fair, transparent, and ethical conduct with customers throughout the loan lifecycle.
Interest Rate Policy
How interest rates, processing fees, and other charges are determined and disclosed on loans facilitated through Rupezi.
KYC & AML Policy
Our framework for customer identification, due diligence, and preventing money laundering and financial crime.
Risk Management Policy
How Rupezi identifies, assesses, and mitigates operational, fraud, technology, and compliance risks.
Corporate Governance Policy
The governance framework guiding our Board, management, and business conduct as a Lending Service Provider.
Orin Credit Private Limited · Unit 1037, Tower B3, Spaze iTech Park, Sohna - Gurgaon Road, Sector 49, Gurugram, Haryana 122018
Contact Us
Still have a question? Our team is here to help, reach out via email, phone, or write to us directly.